After 12 years in the insurance industry, the Life Lady team decided to take a giant leap of faith and start their own independent Life and Health Agency. There are no sales quotas or minimum requirements to satisfy management. The primary goal is to help people. The team is licensed in Alabama, Mississippi, Tennessee, and Florida. Being independent allows them to have contracts with several companies, enabling them to shop for the best price, product, and value for each client. A significant benefit is that most of the companies they work with will issue policies without requiring medical exams or blood work, and some companies will even issue up to $500,000 instantly!

The Life Lady team stands out in the crowd: If one company says “no,” they simply pivot to another. Some companies will accept conditions that others will not. Most of the time, they narrow it down to one company that fits the client’s qualifications without having to submit multiple applications. However, if something in a client’s medical history is uncovered later, they will pivot to another company to meet the client’s needs. It is extremely rare that the Life Lady team cannot help a customer.

There is no pressure to buy. When working with clients, the goal is to understand what they want, need, and can afford. The team does not pressure clients into purchasing products. Their goal is to help clients get what they need, with no quotas or product pushes for the month. Meeting the clients’ needs is their number one priority.

The Life Lady team does more than just life insurance: Health insurance can be daunting, and when clients shop online, they often end up with spam calls and insurance that is not accepted by their doctors. Health insurance is one of the team’s favorite areas to help clients with. From assisting with the Marketplace, signing up directly with carriers, to Dental, Vision, Medicare, and much more, the Life Lady team has got you covered! They not only assist with the initial process but are also there for any life changes that come up in the future. They are more than just agents; they are friends.

The Life Lady team has connections: If a client has a need, they know an expert. Need estate planning? A financial advisor? A realtor? A pet sitter? A banker? The Life Lady team has just the person you need. 😉