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Guaranteed Issue Policy

This whole life policy has no medical questions and no exam. If the insured passes away in the first two years of the policy, the beneficiary will receive all premiums plus 10% interest. After the second year, it is just like any other policy. These policies are best for people who have been declined other types of life insurance but still have a need for coverage.

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Excellent

Based on 7 reviews

Carrie Seibert

November 25, 2022.

By far, one of the easiest 5-star ratings I’ve ever left! I needed to talk to someone about health insurance and wasn’t sure where to start. I came across Alysia’s website and it drew me in, but I was a bit hesitant about making an appointment due to my past experience consulting with health insurance agents being sort of pushy. I found out I didn’t need to waste a millisecond of time being concerned about this–Alysia is A.M.A.Z.I.N.G.! She immediately makes you feel at ease with her friendly, upbeat, smiling personality and then puts all your fears at rest as she asks questions to pinpoint exactly how she can solve your problems. My call with Alysia was efficient and effective, and removed a huge weight from my shoulders…with ZERO pressure. Her encouraging, confident, can-do attitude sets her apart and lets you know you’re in good hands. And besides all that, she’s just genuinely fun to talk with! If you have health insurance questions or you’re even considering talking with an agent, CALL HER!

Julie Hardy

October 31, 2022.

Absolutely love Alysia! She is hands down the most honest, reliable and relateable insurance agent you could possibly have. She found me amazing health insurance coverage at a reasonable cost. There was a small problem in getting things started where the company took out the premium earlier than agreed causing me several “snowball” overdraft fees for other transactions. I called Alysia. Her immediate response was to pay the overdraft fees herself before she even called the company to straighten things out. She didn’t have to do that but it was much appreciated and it just goes to show how much she values and cares for her customers. Every interaction I’ve had with Alysia has above and beyond expectations earning her the title of INSURANCE GODDESS on my phone contact list. 🤣

Chris Wells

June 24, 2022.

I spent forever trying to find health insurance and thought that I was going to have to wait till open enrollment to get Health Insurance. This was really stressful knowing that I was one bad accident away from financial ruin. Alysia worked her magic and found a great policy that I can afford! She is a real life saver!

Lucas

May 6, 2022.

Never felt better on the topic of Health Insurance. Summary: Looks like we’re going to save $2,100/year! Alysia is smart, informed, honest and fun to talk to. She doesn’t waste time or try to “sell/pitch” something – She asks good questions and provides quality insight, options and real examples that helped us compare and understand plan options. I highly recommend. My wife and I used the “market place” to shop/buy a health insurance plan when her insurance ended due to a change in her work. Our chiropractor visits went from $20 co-pay to $100/visit until we met our new $3,700.00 deductible and now we were being forced to find a primary care physician, even though we never had one before and rarely require doctor visits. We thought we were locked in to this new plan for 6 months and were really frustrated. I knew Alysia (Your Life Lady) from a networking event and used her calendar link on the website to book a convenient call. It was the best thing I’ve ever done for our Health Insurance and the biggest contribution I’ve ever made (my wife handles all of this stuff.) Alysia quickly pulled up our information, gave us recommendations and helped us make a more informed decision. My wife spent two months digging through health insurance garbage – I wish I had met/reached out to Alysia sooner, in about 20 minutes we were good to go and it looks like we may save $2,100/year AND have better pricing on RX. Don’t wait, just reach out to Alysia and give her a shot. She’s awesome.

mary harden

March 2, 2022.

Alysia helped me with figuring out mine and my sons insurance problems. She is so friendly and helpful and I would highly recommend her. Thank you Alysia your the best😁

Jessica Chitwood

February 5, 2021.

My Alfa Insurance Agent, Alysia Irvin Miles, has been awesome. She saved me several hundred dollars on premiums and provided me peace of mind regarding my deductibles. 1. She pointed out where my previous insurance agent had over-insured me. We reduced coverage appropriately and saved $$$. 2. She identified that I could lower my comprehensive deductible so that I could pay less if something (like a deer running into my car) happened with pretty minimal increase to my premium. The best part has been her responsiveness. I contacted her on a Saturday and was surprised to get a response and quote later that day. She followed up on Sunday and by Monday we had settled on a plan. I hope we never have to call her for a claim, but I have extreme confidence she will take care of us. Thanks Alysia Irvin Miles!

amiles@yourlifelady.com

(256) 262-7695

Guaranteed Issue Policy

Let Your Life Lady Help Find The Best Option For You!

NO PRESSURE TO BUY... Just A Conversation

Guaranteed Issue Policy

We Work With Several Different Companies To Find The Best Option For You!

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